Retail Term Loans (Fixed Rate)

Effective From Falgun 01, 2077 (Feb 13, 2021)

Retail Term Loans (Fixed Rate)
S.No. Loan Heading Rate Per Annum

1. Home Loan

5 Years 9.85 %
Above 10 Years 12.49 %
10 Years 11.49 %
7 Years -

2. Nepalaxmi/Professional Home Loan

Above 10 Years 11.85 %
10 Years 10.85 %
7 Years -
5 Years 9.85 %

3. Shulav Aawas Karja Loan

Above 10 Years 11.99 %
10 Years 10.74 %
7 Years -
5 Years 9.49 %

4. Auto Loan

5 Years 10.85 %
7 Years 12.85 %
10 Years -
Above 10 Years -

5. Nepalaxmi/Professional Auto Loan

5 Years 10.85 %
7 Years 10.85%
10 Years -
Above 10 Years -

6. Electrical Vehicle Loan

5 Years 11.08 %
7 Years -
10 Years -
Above 10 Years -

7. Personal Term Loan

5 Years 11.10
7 Years -
10 Years 12.60
Above 10 Years 13.93

8. NBL Professional Term Loan

5 Years 10.17
7 Years -
10 Years 11.17
Above 10 Years 12.17

9. NBL Flexi Loan

5 Years 11.35
7 Years -
10 Years 12.35
Above 10 Years 13.35

10. Education Loan

5 Years 9.35
7 Years -
10 Years 10.85
Above 10 Years -

11. Sewagrahi Karja

5 Years upto 12.99
7 Years -
10 Years -
Above 10 Years -

12. Ghaderi Karja

5 Years 10.99
7 Years -
10 Years 11.99
Above 10 Years 12.99