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1660 11 22222
| Credit | |||
|---|---|---|---|
| S.No. | Particulars | Charges | |
1 Consumer Loan |
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| 7.1.2 | Administrative Fee - Renewal (Other than Gold Loan) | 0.15% of renewed limit | |
| 7.1.3 | Gold Loan | ||
| 1 | Administrative Fee (Limit approved from Branch Authority) | Free | |
| 2 | Processing fee (For the Limit approved by HO, CLD Beyond Branch Authority) | 0.50% on total limit | |
| 3 | Renewal Fee (For the limit beyond branch authority) | 0.10% of renewed limit | |
| 4 | Insurance premium (at the time of repayment) | 1% p.a. for the full value of gold and silver on daily basis | |
| 7.1.1. | Administrative Fees - New (Other than Gold Loan) | 0.75% of approved limit | |
2 Corporate Loan |
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| 7.2.1. | Administrative fees (New Loan) | ||
| 1 | Funded | 0.5% of approved limit | |
| c | Above 10 Million | NPR 10,000 | |
| 2 | Non Funded | 0.10% of approved limit | |
| 7.2.2. | Administrative fees for Renewals | ||
| 1 | Funded | 0.10% of approved limit | |
| 2 | Non Funded | ||
| a | Up to 2 Million | NPR 3,000 | |
| b | Above 2 Million upto 10 Million | NPR 5,000 | |
3 SME Loan |
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| 7.3.1. | Administrative fees (New Loan) | ||
| 1 | Funded | 0.75% of approved limit | |
| 2 | Non Funded | 0.15% of approved limit | |
| 7.3.2. | Administrative fee for Renewals- Funded | 0.15 % of approed limit | |
| 7.3.3. | Administrative fee for Renewals- non-Funded | ||
| 1 | Up to 2 Million | NPR 1,500 | |
| 2 | Above 2 Million upto 10 Million | NPR 4,000 | |
| 3 | Above 10 Million | 0.10%NPR 10,000 | |
4 Agriculture Loan |
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| • Administrative Fee on additional limit of all types of loan (except subsidized agriculture loan) shall be charged as equal percentage as new loans under the concerned loan category. • Administrative fee shall not be charged in case of rejection of |
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| 2 | Other agriculture loan | 0.75% of approved limit | |
| 7.4.2. | Administrative Fee-Renewals | 01.15%of renewed limit | |
| 7.4.1. | Administrative Fee-New Loans | ||
| 1 | In case of Subsidized loan | Free | |
5 Commitment Fees |
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| 7.5.1. | All types of Working Capital / Revolving Nature Loans (If average annual loan outstanding is below 60% of approved limit, then commitment fees shall be charged at the time of renewal) | Corporate Loan: 0.10% on unutilized portion of approved limit Others: 0.15% on unutilized portion of approved limit | |
| 7.5.2. | All types of Term Loans | Corporate Loan: 0.10% on unutilized portion of approved limit Others: 0.15% on unutilized portion of approved limit | |
6 Securities Registry Fee |
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| 1 | Vehicle Registry charge | NPR 1,000 | |
| 2 | Land, Building, machinery and others | NPR 1,000 | |
| Any fees levied by respective government offices to be paid by the customer | |||
7 Securities Release Fee |
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| 1 | Full release | No Service Charge | |
| 2 | Partial release or exchange of collateral | ||
| i | Upto 25 lakhs | NPR 10,000 | |
| ii | Above 25 lakhs | NPR 15,000 | |
| 3 | For Margin lending | NPR 500 for each time letter sent to Register and Transfer Agent (RTA) | |
8 Restructuring and Rescheduling Fee |
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| Restructuring and Rescheduling Fee | 0.10% | ||
9 Loan Swap Charges |
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| Loan Swap Charges | Corporate Loan: 0.10% on Swap amount Others: 0.15% on Swap amount | ||
10 Facility Amendment Fee |
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| 1 | For amendment in any terms of CFOL except interest rate | NPR 5,000 | |
11 Prepayment Charges |
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| 1 | Pre-payment of any type of loan | Corporate Loan: 0.10% on prepaid amount Others: 0.15% on prepaid amount | |
12 Letter of Intent |
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| 7.12.1. | Hydropower Loan | ||
| 1 | Up to 10 Megawatt | NPR 25,000 | |
| 2 | Above 10 Megawatt | Additional NPR 2,500 per MW | |
| 7.12.2 | Agriculture Loan | ||
| 1 | Upto 10 Million Loan | NPR 5,000 | |
| 2 | Above 10 Million Loan | NPR 10,000 | |
| 7.12.3 | Others (Hotel, Hospital, Cement, Steel, etc.) | ||
| 1 | Upto 1 Billion Loan | NPR 25,000 | |
| 2 | Above 1 Billion Loan | Additional NPR 25,000 per Billion loan | |